Send Money

Send money to any Gambian number in seconds

Load your wallet from a bank, agent, or family — then send to any Soni wallet or mobile number for a flat 1%. It lands instantly, with no trapped balance.

Flat 1% fee · Instant delivery · Licensed by the Central Bank of The Gambia

How it works

Send money in three taps

Open Soni and tap Send

Your balance is right there on the home screen. Tap Send to get started.

Enter the number and amount

Type any Gambian mobile number or pick from your recents, then choose how much to send.

Confirm — it lands instantly

The recipient gets the money straight away and can spend it or cash out the same day.

Why Soni

One flat fee. No surprises.

A single, flat fee

Send to any Gambian number for 1% of the amount. No monthly charges, no hidden costs.

Instant

Money that moves in seconds

Transfers settle immediately, day or night — including weekends and holidays.

Anyone

Send to any number

Soni or not, your recipient can collect as cash at an agent or receive it to their bank.

Quick answers

Send money — FAQ

How much does it cost to send money?

Sending to any Gambian number costs a flat 1% of the amount — no hidden charges and no monthly fees.

How fast does the money arrive?

Transfers are instant. The money is in the recipient's balance before they've locked their screen.

Can I send to someone who doesn't have Soni?

Yes. They can collect the money as cash at any Soni agent, or you can send it straight to their Gambian bank account.

What if I send to the wrong number?

Contact Soni support right away with the transaction reference. If the recipient hasn't withdrawn the funds, we'll help you reverse it. Always double-check the number before you send.

Ready to send your first transfer?

Join the Soni waiting list and be first in line when we launch in The Gambia.

Join the waiting list